Mortgage Calculator icon

Mortgage Calculator

Estimate your monthly home loan payment, including principal, interest, property tax and home insurance.

Estimated total monthly payment —
Principal & interest —
Monthly property tax —
Monthly insurance —
Loan amount —
Year Principal Paid Interest Paid Remaining Balance

This calculator provides an estimate only. Real mortgage costs may include lender fees, mortgage insurance, taxes, changing insurance costs or other charges.

Free Mortgage Calculator

The EKO24 Mortgage Calculator helps estimate a monthly home loan payment using the home price, down payment, interest rate and loan term.

What can be included in the monthly estimate?

In addition to principal and interest, you can include annual property tax, home insurance and monthly HOA or other recurring housing fees.

How to use the mortgage calculator

  1. Enter the home price.
  2. Enter your planned down payment.
  3. Add the annual mortgage interest rate and loan term.
  4. Optionally include property tax, insurance and monthly fees.
  5. Click Calculate Mortgage.

Why the real mortgage payment may differ

Lenders can apply different fees and requirements, and taxes or insurance premiums can change. Use the result as a planning estimate rather than a lender quote.