Net Worth Calculator icon

Net Worth Calculator

Add what you own, subtract what you owe, and estimate your current net worth.

💰 Assets — What You Own

💳 Liabilities — What You Owe

Your Net Worth Summary

Total Assets
Total Liabilities
Debt-to-Asset Ratio
Estimated Net Worth

For planning purposes only. Asset values can change and this calculator does not account for taxes, selling costs, liquidity or other factors that may affect your financial position.

Net Worth Calculator

A net worth calculator provides a simple snapshot of your finances by comparing the value of your assets with your outstanding liabilities.

How is net worth calculated?

Net worth equals total assets minus total liabilities. Assets may include cash, investments, retirement accounts, property and vehicles. Liabilities may include mortgages, loans and credit card balances.

Can net worth be negative?

Yes. If total liabilities are greater than total assets, the calculated net worth will be negative. Tracking the same calculation over time can help show how your overall financial position changes.

Use realistic current values

For a more useful estimate, enter reasonable current values for assets rather than their original purchase prices, and use current outstanding balances for debts.