Net Worth Calculator
A net worth calculator provides a simple snapshot of your finances by comparing the value of your assets with your outstanding liabilities.
How is net worth calculated?
Net worth equals total assets minus total liabilities. Assets may include cash, investments, retirement accounts, property and vehicles. Liabilities may include mortgages, loans and credit card balances.
Can net worth be negative?
Yes. If total liabilities are greater than total assets, the calculated net worth will be negative. Tracking the same calculation over time can help show how your overall financial position changes.
Use realistic current values
For a more useful estimate, enter reasonable current values for assets rather than their original purchase prices, and use current outstanding balances for debts.